As a homeowner it would make sense to allow a contractor to cover your roof deductible. According to senate bill 38 you may want to think again. June 6, 2012 the state of Colorado and Governor Hickenlooper adopter Colorado Senate Bill 38. Financially it seems as though it would benefit a property owner to work with a Denver roofing company that is willing to absorb the deductible within the stated insurance price. Myself included, anytime I can save money it’s generally an avenue that I would pursue. In this particular case going down this path may cost a lot more than it appears. First, let’s look take a quick glance at some of the points that will impact you as a property owner concerning the roof deductible according to this enforceable law.
The information provided in this post isn’t meant to be a scare tactic. The points listed are for your benefit and not for your harm. Shame is in no way the intention of this data, rather freedom is the purpose of this post. It is our desire to share truth that will protect you from committing or participating in a criminal activity. The truth of the matter is, if you happen to be a pastor, police officer, city official, state or federal official you really want to pay attention. The media or your opponents may be waiting for you to make a mistake. Any skeletons in your closet will be public information if you ever run for a public office or promoted to a capacity where an opponent is looking for a reason to discredit you and you have participated in fraud they will find it. All you have to do is google official busted for fraud or any variation and you’ll see what kind of fun the media might have with you.
The smartest thing to do is report the fraudulent roofing contractor or salesman to:
Okay, there I said it, “deductible roof fraud is homeowner driven”. Ouch, did I actually say that? I know it’s risky making a bold, yet accurate statement that incriminates the consumer as a criminal and not the victim. Scary isn’t it? This is the truth of the matter and this part isn’t reported by most agencies because they rarely will identify the property owner as guilty. All a homeowner has to do is begin a bidding war between roofing companies and it doesn’t take long before a roofer in Northern Colorado offers to pay your deductible. You may not even have to ask the roofers to bid your project, all you have to ask them is, “what about my deductible” and there you have it, you opened the door to roof deductible insurance fraud. You’re not the innocent victim. You may not have lit the fire you only supplied the fuel. This isn’t innocent and anyone who allows the contractor to absorb the deductible is not innocent!
Wow, that seems to be harsh. Nope, I didn’t write the law nor violate the insurance contract.
American Roofing and Restorations will not pay your deductible. That’s your part of the equation and you must pay it. If you want to work with a contractor that you can trust contact American Roofing and Restorations. We make roof replacements easy! Isn’t that what you really want?